Short answer: Not without legal advice.
After a Wichita Falls or Dallas car accident, insurance adjusters may call you quickly—sometimes within hours. They might sound friendly, they may sound like they care about your injuries and well-being, but their goal ultimate goal, their job, is to minimize your payout. Anything you say could potentially be used against you, even causal remarks that seem to be innocent and very conversational, such as “I’m feeling okay” or “I look down and before I knew it, I was hit.”
Texas follows a modified comparative fault rule, which means that you can recover even if you are partially at fault for the accident, but only if your fault is 50% or less. If you were more than 50% responsible, you are barred from recovering anything. This means that insurers often try to shift blame to either reduce what they owe or avoid paying altogether. Because of this, we highly recommend against giving a recorded statement until you get an experienced lawyer on your side.
An experienced Wichita Falls and Dallas car accident lawyer can handle communications for you, protect your rights, and ensure you don’t accidentally say something that harms your claim. Don’t go it alone—get legal representation before you speak to any insurance company.