After a car accident in Texas, you’ll face a key decision: settle with the insurance company or file a lawsuit. Each path has its pros and cons, and the right choice depends on the details of your case.
Settlements: Faster and Less Risky
Most car accident claims are resolved through settlements. This means negotiating compensation with the insurance company without going to court.
Pros of Settling:
- Faster resolution (weeks to months)
- Lower legal costs
- Less stress and uncertainty
- Privacy (court records are public)
Cons:
- You might receive less money than you would in court
- You waive the right to sue later, even if more injuries appear
Lawsuits: When a Trial Might Be Better
When an insurance company is denying or minimizing your claim, filing a lawsuit may be the best route.
Pros of Going to Court:
- Potentially higher compensation
- Ability to recover for damages like pain and suffering
- Forces the other side to disclose evidence through discovery
Cons:
- Takes longer—often over a year
- More expensive (legal fees and court costs)
- Risk of losing at trial
Which Should You Choose?
Each case is unique. An experienced Texas car accident lawyer can evaluate your situation, weigh the risks and benefits, and help you pursue the most effective path forward—whether that’s negotiating a fair settlement or fighting for justice in court.
Contact a Wichita Falls and Dallas Car Accident Lawyer
If a loved one has been killed in a car accident in Wichita Falls or Dallas, contact our car accident and wrongful death lawyer either by calling one of the numbers listed below or filling out our contact form. For Wichita Falls claims, contact us at 940-569-4000. For Dallas claims, contact us 945-295-0014. We will give you a free evaluation of your case and offer you helpful information on how to proceed.