How Much Is My Wichita Falls Motorcycle Accident Claim Worth?
As with all motor vehicle accident cases, each motorcycle accident case is unique. There is no “typical” or “average” settlement amount for motorcycle injuries in Wichita Falls. The settlement value depends on the facts of the case and your injuries. You are entitled to receive compensation for the accident, your injuries, and any other monetary loss you have suffered when another person hits you and causes your motorcycle crash. However, often times insurance companies make it difficult to recover the fair compensation you deserve for the damages you suffered.
Our Wichita Falls motorcycle accident attorney at Booker Law helps motorcyclists recover the money they deserve for motorcycle injuries. Throughout decades of experience handling accident and injury claims, our attorney has developed the extensive knowledge and key resources that are critical in benefiting you and maximizing your claim as you seek compensation for damages caused by a motorcycle accident in Wichita Falls.
If you or anyone you know has been injured in a Wichita Falls motorcycle accident, call our office at 940-569-4000 or fill out our contact form to schedule a free, confidential, no-obligation consultation with our knowledgeable and experienced Wichita Falls motorcycle accident attorney.
Damages Recoverable for Motorcycle Injuries in Wichita Falls
Wichita Falls motorcycle accident victims can recover compensation for both economic damages and non-economic damages. Some examples of recoverable damages in a motorcycle accident case are:
- Lost wages
- Loss of future earning capacity
- Medical bills
- Medical expenses such as prescriptions
- Medical care such as nursing or personal care
- Pain and suffering
- Mental anguish
- Emotional distress
- Loss of enjoyment of life
- Reduced quality of life
The value of your settlement depends on different factors such as the ones above, the facts of the case, and how extensive your damages are. Our legal team works diligently to maximize your claim and get you the compensation you deserve for your motorcycle injuries in Wichita Falls. We take all aspects of the case and your life into account, evaluating your injuries and how they affect your life both in the short-term and long-term.
Common Injuries Caused by Wichita Falls Motorcycle Accidents
Motorcycle accidents often cause very serious injuries. Unlike cars, trucks, and SUVs, when you are driving or riding on a motorcycle, you are not enclosed, so when you are in an accident, you are thrown onto the asphalt, other vehicle, or some nearby barrier. This is why it is a good idea to wear protective equipment such as protective clothing, boots, gloves, and especially a helmet as this equipment can assist in reducing the severity of motorcycle injuries. But unfortunately, even taking these precautions do not entirely prevent all motorcycle injuries, which often include:
- Road rash
- Head injuries such as traumatic brain injuries (TBIs)
- Neck injuries such as whiplash
- Back injuries such as spinal cord injuries, spinal fractures, and paralysis
- Broken bones and fractures
- Damage to internal organs
- Herniated and ruptured discs
- Soft tissue injuries
- Nerve damage
The type and severity of your injuries is one of the significant factors that affect the value of your motorcycle accident personal injury claim. Injuries that result in permanent impairment or disabilities greatly increase the value of your claim. However, there are still other important factors that play a role in determining how much your motorcycle injury claim valued.
Other Factors Affecting the Value of Your Wichita Falls Motorcycle Accident Case
Other factors that play a role in affecting the value of your case include:
Both Texas and Oklahoma is a comparative negligence state, meaning a court could reduce the amount of compensation a victim receives by the percentage of responsibility the victim had in causing the accident.
Therefore, if you share liability and contributed in some way to causing the motorcycle accident, your compensation may be cut proportionate to that shared liability. If a jury considers you more than 50% at fault, you will not be able to recover anything from your claim.
This concept of comparative negligence is used by insurance companies to lower the value of your personal injury claim, but our experienced Wichita Falls motorcycle accident attorney knows the insurance companies’ tactics and can help you battle any unjustified claims of comparative negligence.
When bringing forth a claim for a Wichita Falls motorcycle accident, the burden of proof lies with you. You must prove who was at fault and who caused the accident as well as proof of the damages you sustained. This proof must be hard evidence, and that is why it is so important to document everything.
You must provide evidence showing:
- The other person failed to act as a reasonable person would
- This failure was the proximate cause of the accident
- The injuries you sustained were a direct result of the accident
The insurance company will collect all the evidence that has to do with your claim and begin to evaluate it. Important: If you have been in an accident and the other person’s insurance companies is hounding you for a statement or to sign any documents or authorizations, DO NOT give them anything. You are not obligated to give a recorded statement or sign any documents. We cover all this in our article, How to Handle Insurance Companies and Their Adjusters. Please read that first or speak to an attorney before speaking to the other person’s insurance company.
If the insurance company believes your evidence isn’t strong enough, it’ll lower your settlement value because they believe their chances of winning in court are high enough to not agree to a high settlement amount.
Economic damages include things like medical treatment, lost income, and out-of-pocket expenses. Typically, the worse your injuries, the higher your economic damages.
Thorough documentation of such damages is vital to being able to fully recover for those losses. You must have hard proof of all your monetary losses and expenses. Not only do you need documentation, but you must be able to justify the monetary loss and reasonable and necessary compensation.
In Texas, drivers are required to carry a minimum of $30,000 in car insurance for bodily injury per person ($60,000 per accident). This means that if the driver who hit you carries the minimum coverage, the most the insurance company owes you for your motorcycle injuries is $30,000. You do have the option to sue the driver personally for a personal judgement, but you may never collect on it.
In Oklahoma, the minimum coverage is $25,000 for bodily injury per person ($50,000 per accident).
Our attorney can assist you in pursuing an uninsured/underinsured (UM) motorist claim through your own insurance carrier. If you carry UM coverage, your insurance provider should cover your damages that were not covered by the at-fault driver’s insurance up to your policy limit.
How Can Our Wichita Falls Motorcycle Accident Attorney Help?
Dealing with the insurance companies can be a challenge especially when they are disputing liability and/or your injuries. Our accident and injury attorney can help in a multitude of ways, such as:
- Investigating the accident
- Gathering evidence
- Identifying all negligent/liable parties
- Filing insurance claims
- Negotiating settlement agreements with the insurance companies
- Maximizing the factors that add value to your motorcycle claim
- Minimizing the factors that take value away from your motorcycle claim
- Protecting you from tricky insurance tactics and low-end settlement offers
- Fighting your case in court if necessary
Hiring our Wichita Falls motorcycle accident law firm gives you the guidance and counsel you need in order to adequately fight for the compensation you deserve for your motorcycle accident case. These insurance companies have a lot of training and resources to utilize, and you should too. Hiring our motorcycle accident lawyer helps you get on even group to give you the best chance at winning your case and maximizing your claim.
Contact Our Wichita Falls Motorcycle Accident Lawyer
At Booker Law, we work diligently to secure you the settlement you deserve for your motorcycle accident claim.
Contact our office today at 940-569-4000, or fill out our contact form to set up a free, confidential, no-obligation consultation.